Privacy Policy
The following Privacy Policy (hereinafter the “Policy”) governs the manner in which MS Kapital and its affiliates collect, use, maintain, and disclose personal information and explains how you may access your personal information.
This Policy applies to personal information and aggregated information that we collect through the MS Kapital website, ms-kapital.com, and should be read in conjunction with the website's Terms of Use. Personal data is processed in accordance with the UAE Personal Data Protection Law and other applicable regulations. In certain circumstances, other laws may apply to the personal data we process.
Where this Policy refers to "we", "us", or "our", it refers to MS Kapital. Where this Policy refers to "you" or "your", it refers to the user of the website.
By viewing or using the website, or by obtaining any goods or services from us, you will be deemed to have agreed to this Policy. If you do not agree with this Policy, you must refrain from accessing or using the website.
While using our website, we may ask you to provide certain personally identifiable information that can be used to contact or identify you. Accordingly, we may gather two types of information about you:
(a) Personal Information
Personal information, including but not limited to your name, address, phone number, email address, date of birth, and payment information, may be collected when you voluntarily provide such information through the following methods, including but not limited to:
1. Participating in surveys and other promotions available on the Website.
2. Communicating with us through the Contact Us details provided on our website, through Customer Service Live Chat, or via telephone.
3. Interacting with us on our social media platforms (such as Facebook, Instagram, Twitter, and LinkedIn) or through the Website.
4. Other sources, including third parties, where it is reasonably necessary for our normal business practices to do so.
Personal information, including but not limited to your name, address, phone number, email address, date of birth, and payment information, may be collected when you voluntarily provide such information through the following methods, including but not limited to:
1. Participating in surveys and other promotions available on the Website.
2. Communicating with us through the Contact Us details provided on our website, through Customer Service Live Chat, or via telephone.
3. Interacting with us on our social media platforms (such as Facebook, Instagram, Twitter, and LinkedIn) or through the Website.
4. Other sources, including third parties, where it is reasonably necessary for our normal business practices to do so.
(b) Aggregate Information
Aggregate information is generated by MS Kapital's systems and is not directly related to you personally. Whenever you interact with MS Kapital products and/or services, we automatically receive and record information on our server logs from your browser or device. This may include your IP address, device identification, “cookie” information (please see the section below titled “Cookies and Tracking”), the type of browser and/or device you are using to access our services, and the page or feature you request.
MS Kapital uses this data to improve its products and/or services. For example, we may use this information to better design the Website for visitors, understand which products and/or services users may prefer, and improve the overall user experience.
Failure to provide necessary personal information when requested may result in certain services not being available to you. MS Kapital may also collect additional information from you in connection with promotions and any information you provide when corresponding with MS Kapital, such as through Customer Service Live Chat or participation in surveys.
Aggregate information is generated by MS Kapital's systems and is not directly related to you personally. Whenever you interact with MS Kapital products and/or services, we automatically receive and record information on our server logs from your browser or device. This may include your IP address, device identification, “cookie” information (please see the section below titled “Cookies and Tracking”), the type of browser and/or device you are using to access our services, and the page or feature you request.
MS Kapital uses this data to improve its products and/or services. For example, we may use this information to better design the Website for visitors, understand which products and/or services users may prefer, and improve the overall user experience.
Failure to provide necessary personal information when requested may result in certain services not being available to you. MS Kapital may also collect additional information from you in connection with promotions and any information you provide when corresponding with MS Kapital, such as through Customer Service Live Chat or participation in surveys.
MS Kapital may disclose personal information about you, provided that you have granted the necessary authorization, in the following circumstances:
I. To our affiliates worldwide, licensees, and joint venture partners for the purposes described in this Privacy Policy.
II. To disclose information obtained from third parties about you for the purpose of providing the services you have requested.
III. To third parties, aggregate tracking information and other information that does not personally identify you.
IV. To third parties where MS Kapital believes, in good faith, that such disclosure is required by law or legal process.
V. To third parties, your authorized personal information, where such authorization has been obtained at the time the information is collected from you.
II. To disclose information obtained from third parties about you for the purpose of providing the services you have requested.
III. To third parties, aggregate tracking information and other information that does not personally identify you.
IV. To third parties where MS Kapital believes, in good faith, that such disclosure is required by law or legal process.
V. To third parties, your authorized personal information, where such authorization has been obtained at the time the information is collected from you.
MS Kapital shall use the personal information it collects for the following purposes:
I. To enhance website services, develop new features, authenticate users, and conduct data analysis and research.
II. To verify your identity and assist you if you forget your password or login details for any of MS Kapital's registration services.
III. To assist in providing the services requested by you.
IV. To provide you with further information about other websites and services that MS Kapital considers may be of interest to you.
V. To provide news, event-related information, and updates. You may withdraw your consent to receive such communications at any time.
VI. For marketing, promotional, and publicity purposes, including carrying out direct marketing, market research, and surveys.
VII. For internal purposes, including the development and administration of our websites, data analytics, and compliance with our legal obligations, policies, and procedures.
VIII. To ensure that you are presented with information that is most relevant to you and your interests.
IX. For the purpose of receiving and assessing complaints made against us.
X. To prevent and detect misuse or fraudulent activities, and for any other use that you authorize.
I. To enhance website services, develop new features, authenticate users, and conduct data analysis and research.
II. To verify your identity and assist you if you forget your password or login details for any of MS Kapital's registration services.
III. To assist in providing the services requested by you.
IV. To provide you with further information about other websites and services that MS Kapital considers may be of interest to you.
V. To provide news, event-related information, and updates. You may withdraw your consent to receive such communications at any time.
VI. For marketing, promotional, and publicity purposes, including carrying out direct marketing, market research, and surveys.
VII. For internal purposes, including the development and administration of our websites, data analytics, and compliance with our legal obligations, policies, and procedures.
VIII. To ensure that you are presented with information that is most relevant to you and your interests.
IX. For the purpose of receiving and assessing complaints made against us.
X. To prevent and detect misuse or fraudulent activities, and for any other use that you authorize.
MS Kapital's use of Google Analytics is in compliance with Google’s Terms of Service and this Privacy Policy. The information generated by Google Analytics, including the user’s IP address, may be transmitted to and stored by Google on servers located in the United States.
Information collected through Google Analytics does not include, and is not linked to, any personal information. Google shall not share the collected information with other Google products and tools. The information collected allows us to evaluate the use of this Website, analyze user behaviour, and improve the user experience.
To obtain more information about how to opt out of Google Analytics, please visit: https://tools.google.com/dlpage/gaoptout.
Information collected through Google Analytics does not include, and is not linked to, any personal information. Google shall not share the collected information with other Google products and tools. The information collected allows us to evaluate the use of this Website, analyze user behaviour, and improve the user experience.
To obtain more information about how to opt out of Google Analytics, please visit: https://tools.google.com/dlpage/gaoptout.
This Privacy Policy does not apply to third-party websites to which we may link, or to other companies or persons who may be listed as third-party contacts or suppliers on this Website. MS Kapital is not responsible for the data collection practices, privacy policies, or content of any websites other than this Website, including any websites that may be accessed through links provided on this Website. You should contact the operators of those websites directly if you wish to inquire about their privacy practices and policies before providing your personal information to any third party.
Should MS Kapital intend to collect, use, or disclose your personal information in a manner that is outside the scope set out in this Privacy Policy, MS Kapital will provide you with the option to:
I. opt out, in which case you may not receive certain services or participate in certain interactive areas; or
II. opt in to agree to be contacted by MS Kapital in relation to certain matters, such as notifications of new features on the Website, beta testing opportunities, or promotional activities.
II. opt in to agree to be contacted by MS Kapital in relation to certain matters, such as notifications of new features on the Website, beta testing opportunities, or promotional activities.
The security of your personal information is important to MS Kapital. We recognize industry standards and implement appropriate administrative, technical, and physical safeguards to protect the personal information you provide on this Website against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or use, as well as other unlawful forms of processing.
To protect your personal information, we employ several security measures, including the use of secure servers.
To protect your personal information, we employ several security measures, including the use of secure servers.
The Personal Data that we collect from you may be securely transferred to and securely stored on our databases.
We shall not transfer your collected personal information to countries other than the country in which you originally provided the information. We may disclose your personal information as required or permitted by law-to-law enforcement agencies, regulatory authorities, and governments for security and customs purposes.
Your information shall be collected and managed for the purposes stated in this Privacy Policy. MS Kapital may allow other third parties to have access to your information, but only for the purposes set out in this Privacy Policy. MS Kapital shall take the measures necessary to ensure that your information is treated securely and in accordance with this Privacy Policy.
We offer you the ability to correct or change the information collected at any time and as often as necessary, with the exception of certain data fields, which are restricted data fields and shall be marked as such on your account – for If you wish to amend a restricted data field or if you have any questions about how MS Kapital services work or regarding this Privacy Policy, please contact admin@ms-kapital.com.
We store Personal Data in electronic, digital, and paper formats. We have implemented appropriate security measures to prevent your Personal Data from being accidentally lost, used, accessed in an unauthorized manner, altered, or disclosed.
We have established procedures to address any suspected or actual Personal Data breach and will notify you and any applicable regulator of a breach where we are legally required to do so. Where direct communication with you would involve disproportionate effort, we may instead inform you through public communication or other similar measures that are equally effective.
We have established procedures to address any suspected or actual Personal Data breach and will notify you and any applicable regulator of a breach where we are legally required to do so. Where direct communication with you would involve disproportionate effort, we may instead inform you through public communication or other similar measures that are equally effective.
Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. Therefore, we cannot guarantee the security of any Personal Data transmitted to us over the internet, and you do so at your own risk.
If at any time you suspect or become aware of a security incident (for example, if you receive a suspicious communication from someone claiming to be our employee or from an unauthorized website claiming to be affiliated with us), please forward the communication to us or report the incident by email at admin@ms-kapital.com.
MS Kapital reserves the right to modify this Privacy Policy at any time without prior notice. Your continued use of the Website following any changes constitutes your acceptance of the modified Privacy Policy, and you agree that all previous versions of the Privacy Policy are superseded by the updated version.
By using MS Kapital's website, you signify your acceptance of this Policy.
If you have any questions or comments regarding our privacy practices, you may opt to contact us via admin@ms-kapital.com.